What is a beneficiary?

A beneficiary is the person you choose to receive the value of your benefit investments - like life insurance, AD&D, 401(k) or HSA assets - if anything happens to you.

Primary Beneficiary

The primary person you choose to receive your assets if you pass away. 

Contingent Beneficiary

If your primary beneficiary can't be contacted or your primary beneficiary passes away before you do, your contingent beneficiary is next in line to receive your assets.  

Is it worth adding a beneficiary? 

Yes; you can actively choose who will receive your assets, and ensure they receive your funds as quickly and smoothly as possible. If you don't name beneficiaries and you have a will, your assets can get tied up in probate court, which takes longer and can cost money. 

If you pay for life insurance coverage or receive benefits from A-B, don’t miss your opportunity to give your loved ones the financial protection they deserve. 

Offer your loved ones financial protection with MetLife Life Insurance

Life insurance funds can help protect your loved ones from financial hardship. To add life insurance and/or AD&D beneficiaries:

  1. Register or log into MetLife's Portal 
  2. If you're asked for an employer name, enter Anheuser-Busch Companies, LLC
  3. Once you've logged in, click "My Accounts". 
  4.  Under Life Insurance, select "Update Beneficiaries". 

Add your Vanguard 401(k) beneficiary

If you're contributing to A-B's 401(k) plan with Vanguard, you're already good at planning for the future.  Don't forget to plan for your loved one's future by adding them as a beneficiary.

  1. Log into your Vanguard account
  2. Find the menu that says "I want to...", and select "Update my beneficiaries" from the list
  3. Update your primary and contingent beneficiary information
  4. Save changes

If you have an HSA, don't forget HealthEquity

Your HSA savings will help your loved ones. To add a beneficiary in HealthEquity: 

  1. Log into your HealthEquity account 
  2. In the righthand menu under "Manage Account", click "Beneficiaries"
  3. Answer a question about whether you're married, add your designated recipient, and submit

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