Experience the Power of You x Us

A-B's Total Rewards offer valuable benefits and resources designed to help you and your family make the most of your health and your life.

You win when you take full advantage of everything A-B offers.

You have questions, we have answers!

If you need...

Help choosing the right benefits for you

Use the decision support tool in the Benefits Portal

When you first become eligible, you have 30 days to enter the Benefits Portal and update your elections. Don't miss your 30 day enrollment window!

Help choosing plans for a specific condition

Call Health Advocate at (855) 424-6400

Annual Enrollment is your opportunity to choose benefits for the next plan year.

Help enrolling in benefits

Call the HR Service Center at (800) 952-7522

If you experience a birth, marriage, change in eligibility, or other qualifying life event, submit a life event within 30 days of the event in the Benefits Portal.

If you need...

Help choosing the right benefits for you

Use the decision support tool in the Benefits Portal

When you first become eligible, you have 30 days to enter the Benefits Portal and update your elections. Don't miss your 30 day enrollment window!

Annual Enrollment is your opportunity to choose benefits for the next plan year.

If you experience a birth, marriage, change in eligibility, or other qualifying life event, submit a life event within 30 days of the event in the Benefits Portal.

Help choosing plans for a condition

Call Health Advocate at (855) 424-6400

When you first become eligible, you have 30 days to enter the Benefits Portal and update your elections. Don't miss your 30 day enrollment window!

Annual Enrollment is your opportunity to choose benefits for the next plan year.

If you experience a birth, marriage, change in eligibility, or other qualifying life event, submit a life event within 30 days of the event in the Benefits Portal.

Help enrolling in benefits

Call the HR Service Center at (800) 952-7522

When you first become eligible, you have 30 days to enter the Benefits Portal and update your elections. Don't miss your 30 day enrollment window!

Annual Enrollment is your opportunity to choose benefits for the next plan year.

If you experience a birth, marriage, change in eligibility, or other qualifying life event, submit a life event within 30 days of the event in the Benefits Portal.

Need help choosing the right benefits for you?

Use the decision support tool available in the Benefits Portal

Want to learn more about how our plans support a specific condition?

Call Health Advocate at (855) 424-6400

Keep your eyes peeled on your mailbox (or worry less and use the app ID cards), as ID cards are mailed.

If you enrolled in a new medical or dental plan for 2023, keep an eye on your mailbox for ID cards. They should come on or around 12/31/2022.

Need help with enrollment?

Contact the HR Service Center at (800) 952-7522

New hire who joined A-B after October, 2023?

Ready to enroll?

If you were newly hired after 11/1/2024, please check out this page for 2024 and 2025 benefits enrollment information. 

To enroll, go into the Benefits Portal within 30 days of your hire/start date and submit your elections.

Benefits Portal

Benefits Portal SSO

SSO trouble? Log in instead:

Benefits Portal Log In

If you're an hourly employee or have any issues with SSO, check out this video to see how you access the Benefits Portal and enroll in benefits.

If this is your first time logging into the Benefits Portal, you will need to Register for an account.

After you submit your new hire elections, they will show up in the Benefits Portal right away. You can make changes to submitted benefit elections within your 30 day new hire elections window by contacting the HR Service Center at (800) 952-7522.

Once you submit your elections, we’ve got you covered!

If you submitted your benefit elections within 30 days of your start date, you took a great step to own your health.

Your benefits coverage will be effective on your start date (your first day of work) at A-B. We're proud to offer leading benefits that are effective day one.

If you're looking for more information, learn about ID cards here. If you have questions after you submit your elections, the HR Service Center is available to assist you.

Anheuser-Busch's 401(k) with Vanguard

Keep an eye on your mailbox! Vanguard will mail you A-B 401(k) Plan enrollment materials within 2-3 weeks of your hire date.

If you are immediately eligible, you may have to wait until after you receive one paycheck/Vanguard has your information in their system.

Ready to start saving for retirement?

Vanguard

Plan # 097452

Website

If you have questions about A-B's 401(k) Plan, call Vanguard at 800-523-1188.

  • The match rate you're eligible for can be found in your Vanguard account.
  • Typically, you will be 100% vested in A-B's matched contributions after 3 years of vesting service. Your own contributions? Always yours to keep!
  • To encourage saving for retirement, auto-enroll is effective for non-union colleagues hired on/after 4/1/2022, which means if you don't enroll or opt-out within 30 days, you will be auto-enrolled into the plan with a 3% pre-tax contribution rate.
  • You can change your contribution rate anytime in your Vanguard account.

Reduce benefit costs with Flex Credits from the AB Well Program

At A-B, we believe we give our best when we feel our best, which is why we empower our employees to take steps to make the most of their health and their life – and reward them when they do through the AB Well Program.

As a new hire in 2024, if you and your eligible spouse or domestic partner enroll in a 2024 A-B medical plan, you will automatically receive 2024 Flex Credits. Flex Credits are not available if you don't enroll in A-B medical coverage.

What are Flex Credits?

Flex Credits are used like cash to lower the cost of your medical plan coverage. If you have extra Flex Credits, you can put them toward other pre-tax benefits, like an HSA, to boost your account value.

How can you earn 2024 Flex Credits?

If you were hired before June 1, 2024, you and your eligible spouse or domestic partner can complete the two AB Well Program activities - a PCP Visit and Biometric Screening - before 11/18 for 2025 Flex Credits, which will be unlocked if you enroll in a 2025 A-B medical plan.

If you were newly hired and enrolled in an A-B medical plan on or after June 1, 2024, 2025 Flex Credits are automatically unlocked when you enroll in a 2025 medical plan. You and your spouse/domestic partner can complete AB Well Program activities in 2025 if you wish to earn 2026 Flex Credits.

Take advantage of these benefits anytime!

My AB Discounts - accessible through the Benefits Portal

Pet Insurance from Nationwide, now also available through My AB Discounts

Personalized, holistic financial wellbeing support with Enrich for Salaried Employees

Year-round benefits information with the EmpyreanGO App for Apple or Android (Android 12 and up) devices

More Resources

How to access ID Cards

Submit your elections in the Benefits Portal within 30 days

Key contacts

Medical