If you lose coverage for another plan
Recently covered under a different medical plan and no longer eligible?
As a result of this “Lose Eligibility for Outside Coverage” qualifying life event, you have 30 days from the date of the event to submit updated elections.
Don’t wait, otherwise your next opportunity to enroll yourself or eligible dependents in A-B benefits will be during Annual Enrollment for the next plan year.
If your spouse/domestic partner loses coverage under another plan and you wish to add them to A-B Benefits
During flu season, A-B makes getting a flu shot convenient for employees, spouses and domestic partners, regardless of whether they're enrolled in A-B medical plans. Choose the most convenient option for you - at an onsite event or at the pharmacy of your choice.
To make getting a recommended preventive mammogram as easy as going to the cafeteria for lunch, A-B is bringing a mammogram van to St. Louis. Register for a screening by calling the number shown here. Female employees, spouses and domestic partners at other locations can find the most convenient in-network provider on mycigna.com.
Breast cancer impacts 1 out of 8 women and early treatment is more effective, so if you're a woman over 40 years old, it's worth taking 15-30 minutes to get a mammogram.
If you’re currently enrolled in A-B benefits and you need to add an eligible dependent - spouse, domestic partner, or child(ren) - because they lost coverage from another employer, you have 30 days from the date of the event to submit a life event and updated elections.
The benefits of prevention
- You could reduce your future benefit costs by up to thousands of dollars (with the AB Well Program).
- Annual preventive visits are 100% covered - free - under A-B medical plans. If you're concerned about being charged, ask your doctor to confirm that they will bill your medical plan for a preventive visit.
- Prevention saves you money in the long run; it enables you to stop serious conditions before they become life-threatening and costly.
- Looking at your health can be scary for all of us, but prevention does help you live longer (and unlock a future with more cheers).
- You could reduce your future benefit costs by up to thousands of dollars (with the AB Well Program).
- Annual preventive visits are 100% covered - free - under A-B medical plans. If you're concerned about being charged, ask your doctor to confirm that they will bill your medical plan for a preventive visit.
- Prevention saves you money in the long run; it enables you to stop serious conditions before they become life-threatening and costly.
- Looking at your health can be scary for all of us, but prevention does help you live longer (and unlock a future with more cheers).
What is preventive care and which medications are preventive?
Preventive Care
Preventive care can help detect or prevent serious diseases, which is why it preventive care is 100% covered - free - under A-B medical plans. Examples include one annual check up with an in-network doctor, mammograms (1 per calendar year, usually after the age of 40) and vaccinations.
If you're concerned about being charged, ask your doctor to confirm that they will bill your medical plan for a preventive visit (not a diagnostic visit).
Preventive Medications
If you enroll in A-B's Cigna Basic or Standard plans, many preventive medications are free (including some blood thinners, diabetes and high blood pressure meds, along with other medications). Check out the full list in the Benefits Portal.
More Resources
Submit a life event in the Benefits Portal
Reminder - If needed, don't forget to update your beneficiaries
Experienced a different life event? Learn more here
Wondering when AB Well Program activities apply to new medical plan enrollees?
